Tools

Cash Flow & BRRRR Calculator

Adjust the inputs to model a deal in real time — monthly cash flow, DSCR, and BRRRR refinance outcome update instantly. Download the full Excel workbook for the complete model.

Purchase & Financing

Purchase Price

Down Payment %

Closing Costs

Mortgage Rate %

Amortization (yrs)

Income

Total Monthly Rent

Other Income / Mo.

Vacancy %

Operating Expenses

Repairs % of Rent

Property Mgmt %

CapEx Reserve %

Property Taxes / Mo.

Insurance / Mo.

Utilities / Mo.

BRRRR Renovation & Refinance

Renovation Budget

Contingency %

Months to Renovate

Holding Cost / Mo.

After Repair Value (ARV)

Refi LTV %

Refi Rate %

Refi Amortization (yrs)

Investor Verdict

Caution: assumptions don't show a strong beginner deal yet.

Monthly Cash Flow

Effective Gross Income: $3,990
Operating Expenses: -$1,238
Net Operating Income: $2,752
Mortgage (P&I): -$2,397
Monthly Cash Flow: $355
Annual Cash Flow: $4,260
DSCR: 1.15x

BRRRR Refinance

Total Cash In: $183,900
Refi Loan Proceeds: $540,000
Cash Left in Deal: $0
Equity After Refi: $135,000
Cash Flow After Refi (yr): -$6,769
Cash-on-Cash: ∞

⬇ Download Full Excel Workbook